Checklists
Interactive Checklists
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20120407

Category:
Author: dennisa
This check list is in the following categories:
  • Avoid loans of any kind. Avoid government loans in particular as they cannot be removed by declaring bankruptcy (not that you ever should!)
  • Get grants if you can. Grants are typically provided to you without obligation. The FASFA application for a Federal Pell Grant should be completed as soon as possible after completing your tax return. Also search for other possible grants.
  • Pay ahead. Get a summer job. Take a year off and save, always with your mind's eye on starting at school. Put it in your calendar when to register if you are taking a year off.
  • Get a part-time job while in school. This should pay for your living expenses 2 months or more from now so try and have enough saved for this situation.
  • Live inexpensively. Paying for an education and being able to be rewarded by a commensurate job (one that is only possible with the education) comes after you graduate. Make that possible by living within your means.
  • Get help from your parents, grandparents, and relatives. There are now websites where you can create a loan agreement with flexible terms that will make them more likely to want to lend money to you.
  • Work on getting scholarships. Find out what scholarships you might qualify for. Check with counselors, non-profit organizations, local businesses, and scholarship websites for ideas. Work to make sure you can qualify; keep your grades up.
  • Consider starting at a community college. This is usually less expensive. Credits from a community college can be transfered to get the degree from the institution you need for your occupation
  • Only take as many classes as you can afford to pay with cash or grant money.
  • Whenever possible, purchase paperback books from online sources instead of the college bookstore. Check with your professor to see if a previous edition will be acceptable. Online or digital textbooks are also becoming possible and should cost a lot less, though this solution requires a computer and internet connection.
  • HotTub -- drain, clean, and re-fill
  • Lunches for week: determine
  • Dinners for week: determine and pre-cook
  • Write blog about personal austerity
  • Write checklist about personalausterity
  • Write 2 ECI blogs -- skeletons at least
  • Prepare bike(s) for commute
  • IACL errors that are appearing: examine and see what can be done
  • IACL user silos? Should I worry about them now?

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Note: Although these checklists have been carefully prepared by individuals who are experts in the subject, we do not suggest the information be used as a substitute for legal, medical, or financial advice. Always consult a professional who understands your specific situation.